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GLOSSARY OF TERMS - PAGE 5

Credit grantor Business or individual who gives a loan or line of credit; also referred to as the creditor.

Cure defaults Bring accounts up-to-date that were past due at the time of filing.

Debt Something that is owed to another, normally money or property.

Debtor The person or entity who owes the debt.

Delinquent Overdue, not paid on the due date agreed to.

Deposition The testimony of a witness taken down in writing under oath. This is normally taken outside of the courtroom in an informal setting.

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