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GLOSSARY OF TERMS - PAGE 13

Presumption period — According to Section 523(a)(2)(C) purchases incurred over $1,000 for “luxury goods or services” within 60 days of the date of the bankruptcy filing or cash advances over $1,000 made within 60 days of the bankruptcy filing are presumed to be non-dischargeable.

Priority debts — Debts that are paid ahead of others. Generally administrative costs are paid first followed by secured debts and then unsecured debts.

Pro Per — A debtor filing bankruptcy without representation by legal counsel. Also known as Pro Se.

Pro rata basis — Divided proportionately.

Pro Se — A debtor filing bankruptcy without representation by legal counsel. Also known as Pro Per.

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