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GLOSSARY OF TERMS - PAGE 10

Meeting of Creditors — Also known as the Section 341 (a) Meeting or First Meeting of Creditors. This is an opportunity for the Trustee and the creditors to question the debtor with the debtor’s attorney present, about assets, statements made by the debtors in the bankruptcy schedules, etc. All questions are answered under oath.

Modification of Plan — A repayment plan, normally filed in a Chapter 13 or Chapter 11 bankruptcy, can be modified to change the amount paid to classes within the plan. This can only be done with the Court’s approval.

Motion — A formal request to a court to allow or require a specific legal action.

Necessities — Purchases that are required for the sustenance of life without being excessive. For example, food, clothing, shelter, etc.

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