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GLOSSARY OF TERMS - PAGE 1

341 Meeting Meeting of Creditors with your attorney, trustee, and creditors.

Abuse A disregard of financial capability. For example, purchasing luxury items on pre-bankruptcy shopping sprees with no reasonable or probable means of repayment.

Adversary proceeding A separate lawsuit filed in the Bankruptcy Court which arises in or is related to the bankruptcy case and involves opposing parties.

Appeal A request to the U.S. District Court or the Bankruptcy Appellate Panel, if there is one in the circuit, to review a decision of the Bankruptcy Court. A request to the Circuit Court of Appeals to review a decision of the U.S. District Court.

Automatic stay An automatic injunction requiring the suspension of collection activity on any debts listed in bankruptcy. The automatic stay goes into effect upon the filing of the bankruptcy, not when the creditor receives the notice of bankruptcy.

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